Lending data
Who actually lends to media and information businesses in Missouri?
30 SBA 7(a) loans went to media and information businesses in Missouri recently, at a median of $221,000. Here are the lenders that made them, ranked.
30 SBA 7(a) loans went to media and information businesses in Missouri in the most recent fiscal years. The median was $221,000 over 10 years. The most active lender was The Huntington National Bank, with 4 loans.
What lending to media and information businesses in Missouri actually looks like
Every figure on this page is computed from SBA 7(a) loan-level FOIA data released 2026-06-30. It reflects loans that were actually approved, not rate cards or advertised ranges.
| Measure | Information and media, Missouri | All 7(a) borrowers |
|---|---|---|
| Loans approved | 30 | 214,102 |
| Median loan | $221,000 | $150,000 |
| 25th - 75th percentile | $100,000 - $485,375 | $50,000 - $500,000 |
| Median term | 10 years | 10 years |
| Median initial rate | 10.12% | 10.25% |
| Share to startups | 20.0% | 33.6% |
| Charge-off rate, FY2010-19 cohort | 4.3% | 7.1% |
Which lenders actually funded them
Ranked by loans approved to media and information businesses in Missouri. This is the list worth working from, because a lender that has funded dozens of businesses like yours in your state has seen your file before.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | 4 | $653,500 | 0% | 8.70% |
| U.S. Bank | 3 | $46,000 | 67% | 8.50% |
| Newtek Bank | 3 | $350,000 | 33% | 10.50% |
| TowneBank | 2 | $290,250 | 0% | 10.50% |
| Readycap Lending, LLC | 2 | $101,000 | 0% | 14.25% |
| OakStar Bank | 2 | $200,000 | 0% | 10.12% |
What stands out in this market
Reading the figures above against the national picture:
- Loans here run larger than average. The median of $221,000 is 47% above the $150,000 national median. Expect lenders in this market to be geared toward bigger deals, and expect a small request to get less attention.
- This is a hard market for new businesses. Only 20% of these loans went to startups, against 34% nationally. If you are pre-revenue, work from the startup table below rather than the main list.
- No single lender dominates, but the top three made 33% of these loans, so the shortlist below covers most of the active market.
- This market has performed well. Its FY2010-2019 charge-off rate of 4.3% is below the 7.1% overall figure, which is part of why lenders compete for it.
Which of them lend to new businesses
Of those loans, 20.0% went to businesses the SBA classes as startups — new, under two years old, or opening with the proceeds. These are the lenders in this market that actually wrote them.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| U.S. Bank | 2 | $46,000 | 67% | 8.50% |
How to use this
- Shortlist three lenders from the table whose median loan is close to what you need.
- Ask each whether they are a Preferred Lender and how many 7(a) loans they closed last year. See choosing an SBA lender.
- Check your coverage first with the affordability calculator so you ask for a number the cash flow supports.
- Assemble the package before you call. The document checklist is the single biggest thing you control.
Compare other markets
- Other sectors in Missouri: construction, restaurants and hotels, personal services, retail, healthcare, professional services
- Media in comparable states: Tennessee, Arizona, Indiana, Nevada, Oregon, Utah