Lending data
Who actually lends to media and information businesses in Indiana?
29 SBA 7(a) loans went to media and information businesses in Indiana recently, at a median of $125,000. Here are the lenders that made them, ranked.
29 SBA 7(a) loans went to media and information businesses in Indiana in the most recent fiscal years. The median was $125,000 over 10 years. The most active lender was The Huntington National Bank, with 8 loans.
What lending to media and information businesses in Indiana actually looks like
Every figure on this page is computed from SBA 7(a) loan-level FOIA data released 2026-06-30. It reflects loans that were actually approved, not rate cards or advertised ranges.
| Measure | Information and media, Indiana | All 7(a) borrowers |
|---|---|---|
| Loans approved | 29 | 214,102 |
| Median loan | $125,000 | $150,000 |
| 25th - 75th percentile | $49,250 - $251,500 | $50,000 - $500,000 |
| Median term | 10 years | 10 years |
| Median initial rate | 10.25% | 10.25% |
| Share to startups | 3.4% | 33.6% |
| Charge-off rate, FY2010-19 cohort | 4.1% | 7.1% |
Which lenders actually funded them
Ranked by loans approved to media and information businesses in Indiana. This is the list worth working from, because a lender that has funded dozens of businesses like yours in your state has seen your file before.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | 8 | $49,250 | 0% | 10.50% |
| Community First Bank of Indiana | 4 | $189,250 | 0% | 9.88% |
| JPMorgan Chase Bank | 2 | $185,000 | 0% | 11.35% |
| Northeast Bank | 2 | $137,500 | 0% | 10.50% |
| Readycap Lending, LLC | 2 | $163,500 | 0% | 12.62% |
| 1st Source Bank | 2 | $1,207,050 | 50% | 10.38% |
| Citizens State Bank of New Castle | 2 | $175,000 | 0% | 9.50% |
| Stock Yards Bank & Trust Company | 2 | $1,612,500 | 0% | 7.00% |
What stands out in this market
Reading the figures above against the national picture:
- Loans here run smaller than average. The median of $125,000 is 17% below the $150,000 national median. Smaller loans price higher under the SBA spread caps, so budget for a rate above the headline range.
- This is a hard market for new businesses. Only 3% of these loans went to startups, against 34% nationally. If you are pre-revenue, work from the startup table below rather than the main list.
- One lender dominates. The Huntington National Bank alone made 28% of these loans, and the top three made 48%. That concentration usually means a lender with a dedicated program for this sector — worth starting there, but get a second quote so you know the terms are competitive.
- This market has performed well. Its FY2010-2019 charge-off rate of 4.1% is below the 7.1% overall figure, which is part of why lenders compete for it.
How to use this
- Shortlist three lenders from the table whose median loan is close to what you need.
- Ask each whether they are a Preferred Lender and how many 7(a) loans they closed last year. See choosing an SBA lender.
- Check your coverage first with the affordability calculator so you ask for a number the cash flow supports.
- Assemble the package before you call. The document checklist is the single biggest thing you control.
Compare other markets
- Other sectors in Indiana: construction, restaurants and hotels, personal services, retail, trucking, professional services
- Media in comparable states: Arizona, Missouri, Tennessee, Nevada, Iowa, Oregon