Tool
Which lenders have actually funded businesses like yours?
Filter 420 SBA 7(a) lenders by state, industry, loan size and business age — based on what they actually approved, not what they advertise.
Filters 420 SBA 7(a) lenders by what they actually approved — which states, which industries, what size of loan and how much of their lending went to new businesses. It is a record of activity, not a list of lenders who will say yes.
Runs entirely in your browser. Nothing you select is sent anywhere, and no personal data is collected. Data: SBA 7(a) loan-level FOIA data released 2026-06-30, covering fiscal years 2023 to 2026, using data released June 2026.
How to read the results
| Column | What it means |
|---|---|
| Loans | 7(a) loans that lender approved in the period. A measure of how routine this is for them, not of quality. |
| Median loan | The midpoint of their approvals. The most useful column: a lender whose median is $50,000 is unlikely to be the right home for a $900,000 request. |
| Median rate | The median initial rate recorded on their loans. Most 7(a) lending is variable, so this is a comparison of pricing, not a quote. |
| To startups | Share of their lending that went to new or under-two-year-old businesses. The single most useful column if you are new. |
| Charge-off | How often that lender's older loans failed, on fiscal 2010-2019 approvals. A different and older set of loans than the other columns. |
Two limitations worth knowing
- State and industry lists are each lender's eight most active. If your state is not in a lender's list it means that state is not among their top eight, not that they do not lend there. Treat absence as weak evidence, presence as strong.
- Only lenders with at least 40 recent approvals are included. Medians from a handful of loans are noise, so smaller lenders — including many CDFIs and community banks that may be excellent for you — are not here. See CDFIs and community lenders.
What to do with a shortlist
- Check you can carry the payment first. Lenders decline on cash flow more than anything else — the affordability calculator runs the same test they will.
- Approach more than one. The spread between lenders on identical loans is worth tens of thousands.
- Match the size, not just the name. Use the median loan column.
- If you are new, lead with the startup column — or start from which lenders actually fund startups.
Questions people actually ask
How do I find lenders that fund my industry?
Filter by your industry and state. The results show lenders whose recorded SBA 7(a) approvals include businesses in that sector and location, with the median loan size so you can match the lender to the amount you need.
Does this tell me which lenders will approve me?
No, and it is not designed to. It reports what lenders actually approved in the past. Approval depends on your cash flow, credit, collateral and the lender's own written policy, none of which is in this data.
Why is my local bank not listed?
Only lenders with at least 40 recent 7(a) approvals are included, because medians from a handful of loans are meaningless. Many good community banks and CDFIs fall below that line.