Lending data
Who actually lends to real estate and rental businesses in Louisiana?
32 SBA 7(a) loans went to real estate and rental businesses in Louisiana recently, at a median of $436,750. Here are the lenders that made them, ranked.
32 SBA 7(a) loans went to real estate and rental businesses in Louisiana in the most recent fiscal years. The median was $436,750 over 10 years. The most active lender was American Bank, with 6 loans.
What lending to real estate and rental businesses in Louisiana actually looks like
Every figure on this page is computed from SBA 7(a) loan-level FOIA data released 2026-06-30. It reflects loans that were actually approved, not rate cards or advertised ranges.
| Measure | Real estate and rental, Louisiana | All 7(a) borrowers |
|---|---|---|
| Loans approved | 32 | 214,102 |
| Median loan | $436,750 | $150,000 |
| 25th - 75th percentile | $72,675 - $1,591,500 | $50,000 - $500,000 |
| Median term | 10 years | 10 years |
| Median initial rate | 10.12% | 10.25% |
| Share to startups | 37.5% | 33.6% |
| Charge-off rate, FY2010-19 cohort | 5.2% | 7.1% |
Which lenders actually funded them
Ranked by loans approved to real estate and rental businesses in Louisiana. This is the list worth working from, because a lender that has funded dozens of businesses like yours in your state has seen your file before.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| American Bank | 6 | $985,000 | 67% | 10.50% |
| Newtek Bank | 4 | $62,500 | 25% | 11.88% |
| b1BANK | 3 | $682,000 | 100% | 9.25% |
| Live Oak Banking Company | 2 | $3,814,000 | 50% | 7.38% |
| Bank Five Nine | 2 | $1,206,750 | 50% | 9.38% |
| JPMorgan Chase Bank | 2 | $42,500 | 0% | 14.05% |
What stands out in this market
Reading the figures above against the national picture:
- Loans here run larger than average. The median of $436,750 is 191% above the $150,000 national median. Expect lenders in this market to be geared toward bigger deals, and expect a small request to get less attention.
- Startup share is about average, at 38% against 34% nationally.
- No single lender dominates, but the top three made 41% of these loans, so the shortlist below covers most of the active market.
Which of them lend to new businesses
Of those loans, 37.5% went to businesses the SBA classes as startups — new, under two years old, or opening with the proceeds. These are the lenders in this market that actually wrote them.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| American Bank | 4 | $985,000 | 67% | 10.50% |
| b1BANK | 3 | $682,000 | 100% | 9.25% |
How to use this
- Shortlist three lenders from the table whose median loan is close to what you need.
- Ask each whether they are a Preferred Lender and how many 7(a) loans they closed last year. See choosing an SBA lender.
- Check your coverage first with the affordability calculator so you ask for a number the cash flow supports.
- Assemble the package before you call. The document checklist is the single biggest thing you control.
Compare other markets
- Other sectors in Louisiana: construction, restaurants and hotels, retail, healthcare, personal services, professional services
- Real Estate in comparable states: Kansas, Oklahoma, Maine, New Hampshire, Kentucky, Iowa