Lending data
Who actually lends to media and information businesses in Oregon?
34 SBA 7(a) loans went to media and information businesses in Oregon recently, at a median of $82,500. Here are the lenders that made them, ranked.
34 SBA 7(a) loans went to media and information businesses in Oregon in the most recent fiscal years. The median was $82,500 over 10 years. The most active lender was Columbia Bank, with 7 loans.
What lending to media and information businesses in Oregon actually looks like
Every figure on this page is computed from SBA 7(a) loan-level FOIA data released 2026-06-30. It reflects loans that were actually approved, not rate cards or advertised ranges.
| Measure | Information and media, Oregon | All 7(a) borrowers |
|---|---|---|
| Loans approved | 34 | 214,102 |
| Median loan | $82,500 | $150,000 |
| 25th - 75th percentile | $49,150 - $462,500 | $50,000 - $500,000 |
| Median term | 10 years | 10 years |
| Median initial rate | 10.62% | 10.25% |
| Share to startups | 14.7% | 33.6% |
| Charge-off rate, FY2010-19 cohort | 7.4% | 7.1% |
Which lenders actually funded them
Ranked by loans approved to media and information businesses in Oregon. This is the list worth working from, because a lender that has funded dozens of businesses like yours in your state has seen your file before.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| Columbia Bank | 7 | $50,000 | 0% | 11.75% |
| U.S. Bank | 4 | $30,000 | 25% | 9.74% |
| Northeast Bank | 3 | $50,000 | 33% | 10.75% |
| Newtek Bank | 2 | $142,500 | 0% | 13.25% |
| Live Oak Banking Company | 2 | $2,362,500 | 0% | 9.92% |
| BayFirst National Bank | 2 | $129,500 | 0% | 13.25% |
| Banner Bank | 2 | $55,000 | 0% | 9.00% |
What stands out in this market
Reading the figures above against the national picture:
- Loans here run smaller than average. The median of $82,500 is 45% below the $150,000 national median. Smaller loans price higher under the SBA spread caps, so budget for a rate above the headline range.
- This is a hard market for new businesses. Only 15% of these loans went to startups, against 34% nationally. If you are pre-revenue, work from the startup table below rather than the main list.
- No single lender dominates, but the top three made 41% of these loans, so the shortlist below covers most of the active market.
How to use this
- Shortlist three lenders from the table whose median loan is close to what you need.
- Ask each whether they are a Preferred Lender and how many 7(a) loans they closed last year. See choosing an SBA lender.
- Check your coverage first with the affordability calculator so you ask for a number the cash flow supports.
- Assemble the package before you call. The document checklist is the single biggest thing you control.
Compare other markets
- Other sectors in Oregon: construction, retail, restaurants and hotels, personal services, professional services, healthcare
- Media in comparable states: Utah, Virginia, North Carolina, Missouri, Tennessee, Arizona