Lending data
Who actually lends to finance and insurance businesses in New Hampshire?
23 SBA 7(a) loans went to finance and insurance businesses in New Hampshire recently, at a median of $200,000. Here are the lenders that made them, ranked.
23 SBA 7(a) loans went to finance and insurance businesses in New Hampshire in the most recent fiscal years. The median was $200,000 over 10 years. The most active lender was TD Bank, with 4 loans.
What lending to finance and insurance businesses in New Hampshire actually looks like
Every figure on this page is computed from SBA 7(a) loan-level FOIA data released 2026-06-30. It reflects loans that were actually approved, not rate cards or advertised ranges.
| Measure | Finance and insurance, New Hampshire | All 7(a) borrowers |
|---|---|---|
| Loans approved | 23 | 214,102 |
| Median loan | $200,000 | $150,000 |
| 25th - 75th percentile | $50,000 - $304,000 | $50,000 - $500,000 |
| Median term | 10 years | 10 years |
| Median initial rate | 9.75% | 10.25% |
| Share to startups | 8.7% | 33.6% |
| Charge-off rate, FY2010-19 cohort | 5.6% | 7.1% |
Which lenders actually funded them
Ranked by loans approved to finance and insurance businesses in New Hampshire. This is the list worth working from, because a lender that has funded dozens of businesses like yours in your state has seen your file before.
| Lender | Loans | Median loan | Startup share | Median rate |
|---|---|---|---|---|
| TD Bank | 4 | $65,000 | 0% | 11.30% |
| Live Oak Banking Company | 4 | $187,500 | 0% | 9.37% |
| Eastern Bank | 2 | $110,000 | 0% | 10.37% |
| United Midwest Savings Bank | 2 | $744,500 | 0% | 11.00% |
What stands out in this market
Reading the figures above against the national picture:
- Loans here run larger than average. The median of $200,000 is 33% above the $150,000 national median. Expect lenders in this market to be geared toward bigger deals, and expect a small request to get less attention.
- This is a hard market for new businesses. Only 9% of these loans went to startups, against 34% nationally. If you are pre-revenue, work from the startup table below rather than the main list.
- No single lender dominates, but the top three made 43% of these loans, so the shortlist below covers most of the active market.
- Rates run lower here. The median initial rate of 9.75% is 0.50 points below the 10.25% national median, which usually tracks loan size and perceived sector risk rather than geography.
How to use this
- Shortlist three lenders from the table whose median loan is close to what you need.
- Ask each whether they are a Preferred Lender and how many 7(a) loans they closed last year. See choosing an SBA lender.
- Check your coverage first with the affordability calculator so you ask for a number the cash flow supports.
- Assemble the package before you call. The document checklist is the single biggest thing you control.
Compare other markets
- Other sectors in New Hampshire: construction, restaurants and hotels, personal services, retail, admin services, professional services
- Finance in comparable states: Arkansas, Idaho, Nebraska, Kentucky, Kansas, Mississippi